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Amartha Madani
Under the Amartha Bestari initiative, Amartha’s Governance ESG goals focus on fostering ethical practices, transparency, and accountability across all operations.
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This pillar is guided by the following key objectives:
- Protecting Customer Data Privacy
Amartha prioritizes the security and confidentiality of customer data. By implementing robust data protection measures and adhering to regulatory standards, the company ensures the privacy and trust of its borrowers and stakeholders. - Respecting Equal Rights
Amartha is committed to upholding equality and fairness, ensuring that all individuals—regardless of gender, ethnicity, or background—are treated with respect and provided equal opportunities within its ecosystem. - Maintaining Trustworthy Partnerships
Building and maintaining strong, trustworthy relationships with partners is central to Amartha’s governance principles. By fostering transparency, mutual respect, and collaboration, the company ensures long-term success and shared value creation.
Through Amartha Bestari, the company upholds the highest standards of governance, reinforcing its commitment to ethical operations and sustainable growth.
2025 Program
Point Movement for Rural Development – Digitalisasi Desa (Pelatihan) Point Movement – Rural Development is a program focused on empowering rural communities by providing digital skills training to help them leverage technology for productive purposes such as starting and growing businesses. The program offers digital training tailored to the needs of rural residents, teaching them […]
Beasiswa Amartha Cendekia 4 The Amartha Cendekia Scholarship is an integral part of Amartha’s ESG initiatives under its social responsibility framework, aimed at fostering educational opportunities and empowering future generations. In 2024, the program achieved remarkable milestones: Providing Access to Education Success in Higher Education The Amartha Cendekia Scholarship not only helps bridge the […]
2024 Program
In 2024, Amartha launched a meaningful initiative to improve the well-being of its borrowers through the Free Glasses Distribution Program. This program was conducted in collaboration with Optik International and achieved the following impact: 630 glasses distributed to Amartha borrowers, providing essential vision support for those in need. This program not only enhances the quality […]
The Financial Literacy Program is a cornerstone of Amartha’s ESG initiatives, designed to empower borrowers with essential financial and digital skills for sustainable economic growth. In 2024, the program reached significant milestones: Mandatory Integration in Operations: Financial and digital literacy training has been fully integrated into SOP 6.0 and established as a mandatory component […]
The Amartha STEAM Fellowship is a key initiative within Amartha’s ESG efforts, focusing on fostering innovation and talent development in Science, Technology, Engineering, Arts, and Mathematics (STEAM). In 2024, the program accomplished significant achievements: Empowering Future Innovators: Out of 568 applicants, 50 exceptional students were selected to receive the Amartha STEAM Fellowship. This competitive selection […]
The Amartha Cendekia Scholarship is an integral part of Amartha’s ESG initiatives under its social responsibility framework, aimed at fostering educational opportunities and empowering future generations. In 2024, the program achieved remarkable milestones: Providing Access to Education: From a highly competitive pool of 12,870 applicants, 250 outstanding students were selected to receive the scholarship, highlighting […]
Discover Key Insights
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Over 84,000 borrowers have hired their first employee, proving that Amartha borrowers are growing after receiving loans.
In 2023, Amartha awarded scholarships to 250 individuals, a significant increase from just 30 awardees in 2022.
Empowering Communities
Stories of Progress and Impact Across Rural Indonesia.