governance
Amartha Bestari
Under the Amartha Madani initiative, Amartha’s Social ESG goals are centered on fostering inclusive growth, ethical practices, and improved livelihoods for communities.
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This pillar focuses on the following objectives:
- Promoting Sustainable Financing
Amartha is committed to ensuring that its financing initiatives are sustainable, supporting businesses that align with long-term economic, social, and environmental goals. This includes empowering MSMEs (Micro, Small, and Medium Enterprises) to achieve resilience and growth. - Promoting Ethical Lending
By adhering to ethical lending practices, Amartha ensures fairness, transparency, and responsibility in its operations, building trust among borrowers and fostering financial inclusion. - Driving Women Empowerment
Women are at the heart of Amartha’s mission. By providing financial access and support, Amartha empowers women entrepreneurs in rural communities, enabling them to contribute significantly to their families and local economies. - Improving Well-being
Amartha actively works to enhance the overall well-being of its borrowers and communities by providing resources, knowledge, and support that lead to better financial stability, health, and quality of life.
Through Amartha Madani, the company strives to create social impact, ensuring that its operations benefit individuals and communities while aligning with its broader ESG goals.
2025 Program
Digital Financial Literacy The Financial Literacy Program is a cornerstone of Amartha’s ESG initiatives, designed to empower borrowers with essential financial and digital skills for sustainable economic growth. In 2024, the program reached significant milestones. Through this program, Amartha strengthens the financial resilience of its borrowers, enhances their digital skills, and supports sustainable growth. This […]
2024 Program
In 2024, Amartha strengthened its governance framework by improving and integrating five critical policies with Environmental, Social, and Governance (ESG) principles. These enhancements aim to support sustainable operations, ensure compliance, and uphold ethical standards. Borrowers Environment & Social Risk Management Policy: Integrated ESG considerations into risk assessment processes to ensure borrowers meet environmental and […]
In 2024, Amartha achieved significant milestones under its ESG Governance Program, focusing on transparency, storytelling, and capacity building: Reports Published: Amartha successfully released three impactful reports to highlight its sustainability efforts and borrower impact: Sustainability Report: Detailing Amartha’s progress in ESG initiatives and long-term objectives. GER (Grassroots Entrepreneur Report): Showcasing the successes and challenges […]
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Governance
Governance
In 2024, we’ve seen a notable increase in the number of women permanent employees compared to 2023, reflecting our commitment to empowering women in the workforce and promoting gender equality in the workplace.
Leading with Integrity
Updates on Our Commitment to Ethical Business Practices.