Empowering Rural Indonesia Through Sustainable Finance
Bridging Financial Access for Millions, Transforming Communities One Village at a Time.
Understanding ESG at Amartha

Environmental

Social

Governance
We uphold rigorous corporate governance standards, ensuring transparency, ethics, and accountability. Our structure safeguards stakeholder interests while promoting sustainable development.
ESG Amartha Metrics
Economy
Economy

In 2024, we’ve seen a notable increase in the number of women permanent employees compared to 2023, reflecting our commitment to empowering women in the workforce and promoting gender equality in the workplace.
Environment
Environment

In 2024, carbon emissions from electricity and motorcycles have risen compared to 2023 due to our ongoing expansion efforts, which have a direct impact on carbon levels. In response, we have implemented a productive tree planting program across the Amartha area. This initiative aims not only to reduce our carbon footprint but also to enhance well-being and maximize potential for sustainable growth.
Governance
Governance

In 2024, we’ve seen a notable increase in the number of women permanent employees compared to 2023, reflecting our commitment to empowering women in the workforce and promoting gender equality in the workplace.
Social
Social

Over 84,000 borrowers have hired their first employee, proving that Amartha borrowers are growing after receiving loans.
In 2023, Amartha awarded scholarships to 250 individuals, a significant increase from just 30 awardees in 2022.
Our ESG Initiatitives in Action this Months
Our Trusted Partners
Collaborating with industry leaders to drive innovation and excellence
























